151 Highlights 33 Differences 0 Reactions 0 Likes

Acko Facts: 155 Specifications & 151 Highlights

What makes the Acko travel insurance traveler-approved? These 155 specs & features — like general information, coverage types, medical coverage & trip cancellation & interruption — might explain it.

Supermod

Andhi E.

1157 Products

Moderator

Nabila Ayu

894 Products

79 Points

Acko

Highlights ¹⁵¹

No extras. Just what matters.

 79  Points 
 Acko 

Why is Acko better than other travel insurance ?

General Information Coverage Types Medical Coverage Trip Cancellation & Interruption Baggage Coverage Travel Delay Coverage Emergency Assistance & Services Policy Conditions & Eligibility Exclusions & Limitations Claims & Support Optional Add-Ons Documentation & Compliance Financial & Legal Protections Digital Features & Usability

General Information

2.84 years lower minimum age eligibility Minimum traveler age allowed. 18.0 years vs 20.8 years
Plan Level: Basic,Standard,Premium Indicates overall tier and benefit richness.
2.56 days shorter minimum trip duration Indicates the shortest allowable trip length to qualify. 1.0 days vs 3.6 days
42.88 days longer maximum trip duration Shows the longest trip length allowed. 180.0 days vs 137.1 days
Policy Type: Single Trip,Multi-Trip,Annual Plan Defines whether the insurance covers one trip or multiple trips.
Coverage Region: Worldwide Specifies the geographical scope of coverage.
Travel Purpose: Vacation,Work,Education,Medical States the primary reason for travel.
28.41 days shorter lookback period Time period checked for pre-existing conditions. 90.0 days vs 118.4 days
Pre-Existing Condition Waiver Available Whether the policy can waive pre-existing condition exclusions. with a difference of 83.0 points
Coverage Activation Trigger: Trip Booking Indicates when the insurance coverage becomes active, which affects claim eligibility.

Scroll down for more facts

Coverage Types

Includes Trip Cancellation Coverage Shows whether trip cancellation protection is part of the policy. with a difference of 82.0 points
Includes Trip Interruption Coverage Indicates protection in case the trip is interrupted unexpectedly. with a difference of 82.0 points
Includes Trip Delay Coverage Shows whether compensation for travel delays is included. with a difference of 82.0 points
Includes Missed Connection Coverage Indicates if compensation is provided for missed connections. with a difference of 82.0 points
Includes Medical Coverage Indicates if medical expenses are covered. with a difference of 82.0 points
Includes Emergency Evacuation Coverage Indicates if emergency evacuation is part of the plan. with a difference of 82.0 points
Includes Repatriation Coverage Shows if the policy covers return transport after a medical emergency or death. with a difference of 82.0 points
Includes Baggage Loss Coverage Indicates protection for lost baggage. with a difference of 82.0 points
Includes Baggage Delay Coverage Shows whether reimbursement is provided for delayed baggage. with a difference of 82.0 points
Includes Passport/Document Replacement Coverage Shows whether assistance or reimbursement is given for lost travel documents. with a difference of 82.0 points
Includes Personal Liability Coverage Indicates coverage for damages or injuries caused to others. with a difference of 82.0 points
Includes Rental Car Damage Coverage States whether the plan covers rental car damage. with a difference of 83.0 points

Scroll down for more facts

Medical Coverage

Medical Expense Coverage Amount: $59000 to $60000 Maximum amount covered for medical treatment abroad.
Medical Deductible Amount: $588 Deductible amount required before coverage applies.
Includes Emergency Room Coverage Indicates if ER visits are included in the coverage. with a difference of 82.0 points
Includes Hospitalization Coverage States whether inpatient hospital stays are covered. with a difference of 82.0 points
Includes Outpatient Treatment Coverage Covers clinic visits and non-hospital medical care. with a difference of 82.0 points
Includes Prescription Drug Coverage Indicates if prescribed medications are reimbursable. with a difference of 82.0 points
Includes Dental Emergency Coverage Covers urgent dental treatment for injury or acute pain. with a difference of 82.0 points
Includes Adventure Sports Medical Coverage Covers medical incidents related to adventure or high-risk sports. with a difference of 82.0 points
Includes Telemedicine Access Indicates availability of remote doctor consultations. with a difference of 82.0 points
No Copay Requirement Indicates whether a copay is required for treatments. with a difference of 83.0 points

Scroll down for more facts

Trip Cancellation & Interruption

Trip Cancellation Maximum Amount: $221 to $56000 Maximum reimbursable amount for trip cancellation.
Trip Interruption Maximum Amount: $55800 Maximum reimbursable benefit for interrupted trips.
Cancel For Any Reason Available Shows whether optional CFAR is available. with a difference of 83.0 points
35 % higher CFAR coverage percentage Percentage of trip cost refunded under CFAR. 100.0 % vs 65.0 %
Covered Cancellation Reasons Count: 3 Number of acceptable reasons for trip cancellation.
Covered Interruption Reasons Count: 3 Number of qualified reasons for interruptions.
Includes Supplier Bankruptcy/Default Coverage Protection if travel providers fail financially. with a difference of 82.0 points
Includes Work-Related Cancellation Coverage Indicates coverage for employer-related cancellations. with a difference of 82.0 points
Includes Family Emergency Coverage Whether family emergencies qualify for cancellation. with a difference of 82.0 points
Includes Natural Disaster Cancellation Coverage Includes cancellation due to natural disasters. with a difference of 82.0 points
Includes Government-Ordered Travel Ban Coverage Protection when travel is restricted by government orders. with a difference of 82.0 points
Interruption For Any Reason Available Indicates whether IFAR flexibility is available. with a difference of 84.0 points

Scroll down for more facts

Baggage Coverage

Baggage Delay Maximum Amount: $553 Maximum reimbursement for expenses during baggage delay.
Baggage Loss Maximum Amount: $11000 Maximum claimable amount for total baggage loss.
Baggage Loss Per Item Limit: $500 Maximum reimbursement per lost item.
Jewelry / High-Value Item Coverage: $200 to $500 Maximum reimbursement for jewelry or other high-value items.
Includes Checked Luggage Loss Coverage Indicates whether checked baggage loss is covered. with a difference of 82.0 points
Includes Carry-On Loss Coverage Indicates whether carry-on baggage loss is covered. with a difference of 82.0 points
Includes Special Item Category Coverage (Electronics) Indicates whether electronics have dedicated coverage. with a difference of 82.0 points
Offers Sports Equipment Coverage Indicates if sports equipment is covered. with a difference of 82.0 points
Theft Coverage Inclusion Available Indicates whether theft-related losses are covered. with a difference of 82.0 points
Damage Coverage Inclusion Available Indicates whether damage to baggage is covered. with a difference of 82.0 points
5.72 hours shorter baggage delay minimum hours Minimum baggage delay required before benefits apply. 4.0 hours vs 9.7 hours
Required Documentation for Claims: Receipts,Photos,Airline Report,Police Report Required documents to process baggage-related claims.

Scroll down for more facts

Travel Delay Coverage

Travel Delay Maximum Amount Total: $11000 Maximum total amount payable for travel delay expenses.
Travel Delay Maximum Amount Per Day: $110 Maximum daily reimbursement during an eligible travel delay.
4.56 hours quicker coverage Minimum number of delay hours required before coverage applies. 4.0 hours vs 8.6 hours
Delay Reason Coverage Count: 3 Total number of approved delay reasons covered by the policy.
Provides Airline Strike Delay Coverage Covers delays caused by airline staff strikes. with a difference of 82.0 points
Features Weather-Related Delay Coverage Covers delays caused by severe or unsafe weather conditions. with a difference of 82.0 points
Accommodation Coverage Available Indicates whether hotel or lodging expenses are covered during a delay. with a difference of 82.0 points
Includes Meal Coverage Indicates whether meal expenses are covered during a delay. with a difference of 82.0 points
Transportation Rebooking Coverage Available Indicates whether rebooking transportation costs are covered. with a difference of 82.0 points
Includes Missed Tour/Event Coverage Covers prepaid tours or events missed due to eligible travel delays. with a difference of 82.0 points

Scroll down for more facts

Emergency Assistance & Services

Emergency Medical Evacuation Amount: $110 to $55000 Maximum coverage amount for emergency medical evacuation.
Emergency Repatriation Amount: $110 to $55000 Maximum coverage amount for emergency repatriation of the traveler.
Includes Security Evacuation Coverage Covers evacuation due to security threats. with a difference of 82.0 points
Includes Political Evacuation Coverage Covers evacuation due to political unrest or instability. with a difference of 82.0 points
Includes Natural Disaster Evacuation Coverage Covers evacuation during natural disasters. with a difference of 82.0 points
Travel Concierge Services Available Indicates whether concierge travel services are available. with a difference of 82.0 points
Translation Services Available Indicates whether language translation assistance is offered. with a difference of 82.0 points
Lost Document Emergency Assistance Available Provides support for lost passports or travel documents. with a difference of 82.0 points
Emergency Cash Transfer Assistance Available Helps travelers receive emergency funds during crises. with a difference of 82.0 points
Emergency Ticket Replacement Assistance Available Provides help replacing lost or stolen travel tickets. with a difference of 82.0 points

Scroll down for more facts

Policy Conditions & Eligibility

9.58 days shorter trip booking time requirement Number of days the trip must be booked in advance for eligibility. 1.0 days vs 10.6 days
6.76 days longer coverage purchase window before departure Maximum number of days before departure to buy the policy. 1.0 days vs 7.8 days
Residency Eligibility Required Indicates whether the policy requires specific residency to qualify. with a difference of 82.0 points
No Citizenship Requirement Indicates whether citizenship is required for eligibility. with a difference of 82.0 points
Coverage for Non-U.S. Residents Available Indicates whether non-U.S. residents can purchase coverage. with a difference of 82.0 points
One-Way Trip Coverage Available Indicates whether one-way trips are eligible for coverage. with a difference of 82.0 points
Multi-Trip Annual Plan Available Indicates whether multi-trip annual policy options are available. with a difference of 82.0 points
Minimum Traveler Count: 1 Minimum number of travelers required for the policy.
Maximum Traveler Count: 10 Maximum number of travelers allowed under a single policy.
Eligible for Family Plans Indicates whether the policy offers eligibility for family plans. with a difference of 82.0 points
Eligible for Group Policy Indicates whether groups can be insured under one plan. with a difference of 82.0 points
Includes Pregnancy-Related Coverage Inclusion Indicates whether pregnancy-related issues are covered. with a difference of 82.0 points

Scroll down for more facts

Exclusions & Limitations

No Pre-Existing Condition Exclusion Specifies whether coverage is excluded for pre-existing medical conditions. with a difference of 84.0 points
No Mental Health Exclusion Defines if coverage excludes claims related to mental health conditions. with a difference of 84.0 points
No Alcohol/Drug Incident Exclusion Indicates if incidents caused by alcohol or drugs are excluded from coverage. with a difference of 82.0 points
No Extreme Sports Exclusion Specifies whether coverage excludes extreme sports activities. with a difference of 82.0 points
No Professional Sports Exclusion States if professional sports activities are excluded from coverage. with a difference of 82.0 points
No War/Terrorism Exclusion Indicates whether incidents arising from war or terrorism are excluded. with a difference of 82.0 points
No Epidemic/Pandemic Exclusion Specifies if coverage excludes losses from epidemics or pandemics. with a difference of 82.0 points
No Scheduled Airline Failure Exclusion Defines if failure of a scheduled airline is excluded from coverage. with a difference of 83.0 points
High-Value Item Limitations: Electronics,Jewelry,Furs,Art Lists items with limitations on coverage for high-value belongings.
No Unattended Belongings Exclusion States if belongings left unattended are excluded from coverage. with a difference of 82.0 points
No Illegal Activity Exclusion Indicates whether incidents arising from illegal activities are excluded. with a difference of 82.0 points
Non-Medical Evacuation Limitations: Natural Disasters,Political Unrest,Civil Disturbances Lists situations in which non-medical evacuation is limited.

Scroll down for more facts

Claims & Support

Claims Submission Method: Online,Email,Phone Methods available to submit a claim.
17.69 days faster processing time Estimated number of days to process a claim. 1.0 days vs 18.7 days
Support Channels: Chat, Phone, Email Indicates which customer support communication channels are available for travelers, including live chat, phone hotline, and email assistance.
Digital Document Upload Available Indicates whether documents can be uploaded digitally. with a difference of 82.0 points
Claims Status Tracking Available Indicates whether customers can track claim status online or via app. with a difference of 82.0 points
Claims Appeal Process Available Whether a formal claims appeal process is offered. with a difference of 82.0 points
Support Availability Hours: 24/7 Indicates the operating hours of the insurer’s customer support team, defining when travelers can contact support for inquiries, assistance, or claims.
Multilingual Support Available Whether support is offered in multiple languages. with a difference of 82.0 points

Scroll down for more facts

Optional Add-Ons

Offers Cancel For Any Reason Add-On Indicates whether CFAR (Cancel For Any Reason) add-on is available. with a difference of 83.0 points
Event Ticket Coverage Add-On Available Reimburses prepaid event tickets if trip disruption occurs. with a difference of 83.0 points
Provides School Trip Coverage Add-On Adds enhanced coverage for students on school-organized trips. with a difference of 83.0 points
Medical Upgrade Add-On Available Provides higher medical coverage limits or expanded benefits. with a difference of 82.0 points
Provides Adventure Sports Add-On Allows coverage extension to adventure or extreme sports. with a difference of 82.0 points
Baggage Upgrade Add-On Available Expands baggage coverage limits or item categories. with a difference of 82.0 points
Offers Business Equipment Add-On Covers damage/loss to business equipment (e.g., laptops, instruments). with a difference of 82.0 points
Rental Car Collision Add-On Available Adds protection for rental car collision/damage. with a difference of 82.0 points
Flight Accident Coverage Add-On Available Adds accidental death & dismemberment coverage for flights. with a difference of 83.0 points
Offers Cruise-Specific Coverage Add-On Provides cruise-related protections (missed port, itinerary change, cabin confinement). with a difference of 82.0 points
Provides Pet Travel Coverage Add-On Covers pets traveling with the insured (vet fees, transport issues). with a difference of 83.0 points
Frequent Flyer Point Reimbursement Add-On Available Reimburses loyalty points/miles lost due to cancellations. with a difference of 83.0 points

Scroll down for more facts

Documentation & Compliance

Certificate of Insurance Download Format: PDF File formats available for downloading the certificate of insurance.
Provides Policy Certificate Indicates whether a formal policy certificate is issued. with a difference of 82.0 points
Coverage Confirmation Via Email Delivery Shows if the policy confirmation is automatically sent by email. with a difference of 82.0 points
Hardcopy Policy Shipment Available Specifies whether a physical printed policy can be mailed. with a difference of 82.0 points
Visa Letter Support Available Shows if the insurer provides visa-compliant letters for embassy submissions. with a difference of 82.0 points
Embassy-Required Coverage Compliance Indicates if the policy meets minimum embassy-required coverage levels. with a difference of 82.0 points
Compliance With Destination Regulations Indicates whether the policy automatically complies with destination-specific insurance rules. with a difference of 82.0 points
ID Verification Requirement Specifies whether ID verification is required for claims or policy issuance. with a difference of 82.0 points
Medical History Requirement Defines if medical history documentation is needed for coverage. with a difference of 82.0 points
Proof of Trip Purchase Requirement Indicates if proof of trip purchase is needed for filing a claim. with a difference of 82.0 points
1.81 days notified well in advance Number of days before renewal that the user is notified. 30.0 days vs 28.2 days

Scroll down for more facts

Financial & Legal Protections

Underwriter Name: Acko General Insurance Identifies the licensed underwriting company behind the policy.
Underwriter Financial Rating: A Indicates the financial stability rating from agencies (A.M. Best, S&P, etc.).
Offers Bankruptcy Protection Specifies whether coverage remains valid if the insurer becomes insolvent. with a difference of 82.0 points
Policy Legal Jurisdiction: India Defines the legal territory governing dispute resolution and policy enforcement.
Includes Anti-Money Laundering Compliance Shows whether the insurer adheres to AML regulations. with a difference of 82.0 points
Fraud Protection Mechanism Available Indicates if fraud detection or protection systems are in place. with a difference of 82.0 points
Subrogation Clause Presence Available Shows whether the insurer has the right to recover costs from third parties after payout. with a difference of 82.0 points
Cancellation Refund Policy Specifies whether the insurance policy provides a refund if the trip is canceled. with a difference of 82.0 points
8.69 days longer grace period Number of days allowed after renewal or payment lapses before cancellation. 30.0 days vs 21.3 days
Policy Transferable Indicates if the policy can be transferred to another traveler. with a difference of 82.0 points

Scroll down for more facts

Digital Features & Usability

Mobile App Available Indicates whether a dedicated mobile app is available for policy access. with a difference of 82.0 points
Provides Policy Management Dashboard Shows if users can manage policies via an online dashboard. with a difference of 82.0 points
Offline Access to Policy Documents Available Allows users to view policy documents without internet. with a difference of 82.0 points
Digital Claims Filing Available Allows claims to be filed digitally instead of via paper forms. with a difference of 82.0 points
Offers In-App Emergency Contact Button Includes a one-tap emergency assistance button in the mobile app. with a difference of 82.0 points
Provides Real-Time Travel Alerts Provides live travel advisories and disruption alerts. with a difference of 82.0 points
Notification Personalization Available Allows users to customize notification preferences. with a difference of 82.0 points
Supports Auto-Fill Traveler Profiles Lets the app auto-fill traveler details to speed up booking or filing. with a difference of 82.0 points
Policy Sharing With Travel Companion Available Allows the policyholder to share coverage details with companions digitally. with a difference of 82.0 points
Supports Multi-Device Sync Enables policy data to sync across multiple devices. with a difference of 82.0 points

Scroll down for more facts

Quick Take

The essentials that matter—nothing extra

A fast snapshot of the Acko, covering its standout specification and what you can expect right out of the box.

Acko

Acko is an Indian insurance company founded in 2016 and operates digitally to offer a range of insurance products, including car, motorcycle, health, and travel insurance. These company also achieves lower premiums and a paperless process with online renewals and claims.

Specifications & Facts ¹⁵⁵

Specs measured. Drama avoided.

Planning a trip? The Acko travel insurance gets the spotlight here with a full review of price, specs, pros and cons, and real feedback from travelers.

General Information ¹¹

Acko Age Eligibility Minimum

What is the minimum eligible age?

18 years 0Votes

20.84 years (Average)

Acko

Available for adults starting at 18, which is standard for travel insurance plans.

Minimum traveler age allowed.

Acko Plan Level

What is the plan level?

47 Acko 0 Votes Basic, Standard, Premium

3 Travel Insurance in this range Basic, Standard, Premium

Acko

The Basic plan offers essential coverage, while the Premium plan includes more comprehensive options like higher medical cover and extra trip interruption protection. Choose based on your travel frequency and coverage needs.

Indicates overall tier and benefit richness.

Acko Minimum Trip Duration

What is the minimum trip duration?

1 days 0Votes

3.56 days (Average)

Acko

Covers trips as short as 1 day, so even short weekend getaways are included.

Indicates the shortest allowable trip length to qualify.

Acko Age Eligibility Maximum

What is the maximum eligible age?

70 years 0Votes

76.28 years (Average)

Acko

Coverage is available up to the age of 70. Seniors may want to opt for policies with additional medical protection.

Maximum traveler age allowed.

Acko Maximum Trip Duration

What is the maximum trip duration?

180 days 0Votes

137.13 days (Average)

Acko

Perfect for extended vacations or business trips up to six months.

Shows the longest trip length allowed.

Acko Policy Type

What is the policy type?

54 Acko 0 Votes Single Trip, Multi-Trip, Annual Plan

3 Travel Insurance in this range Single Trip, Multi-Trip, Annual Plan

Acko

These options give flexibility depending on whether you're going on a one-time vacation, frequent trips, or a yearly plan. A multi-trip plan may save on cost if you travel often.

Defines whether the insurance covers one trip or multiple trips.

Coverage Types ¹²

Acko Trip Cancellation Coverage

Is trip cancellation coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

This covers non-refundable expenses like flights and hotels if you need to cancel due to covered reasons.

Shows whether trip cancellation protection is part of the policy.

Acko Trip Interruption Coverage

Is trip interruption coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

Ensures reimbursement for prepaid trip costs if your trip is cut short for unforeseen reasons, like an illness or family emergency.

Indicates protection in case the trip is interrupted unexpectedly.

Acko Trip Delay Coverage

Is trip delay coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

Provides compensation for additional expenses (like meals and accommodations) caused by trip delays.

Shows whether compensation for travel delays is included.

Acko Missed Connection Coverage

Is missed connection coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

If you miss a connecting flight due to delays, this coverage compensates you for missed connections.

Indicates if compensation is provided for missed connections.

Acko Medical Coverage

Is medical coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

Covers the cost of medical care during travel, so you don’t have to worry about out-of-pocket expenses.

Indicates if medical expenses are covered.

Acko Emergency Evacuation Coverage

Is emergency evacuation coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

Includes coverage for emergency transportation to a medical facility in case of serious injury or illness.

Indicates if emergency evacuation is part of the plan.

Medical Coverage ¹³

Acko Medical Coverage Extension After Trip

How long does medical coverage extend after the trip?

1 days 0Votes

25.06 days (Average)

Acko

A one-day extension of medical coverage can provide peace of mind in case you need extra time after your planned return.

Duration medical coverage continues after trip ends.

Acko Medical Expense Coverage Amount

What is the medical expense coverage amount?

7 Acko 0 Votes $59000 to $60000

3 Travel Insurance in this range $50000 to $1000000

Acko

This range provides a solid cushion for medical expenses abroad, covering emergency treatment, hospital stays, and doctor visits.

Maximum amount covered for medical treatment abroad.

Acko Medical Deductible Amount

What is the medical deductible amount?

47 Acko 0 Votes $588

6 Travel Insurance in this range $100

Acko

The deductible is the amount you pay before the insurance kicks in. Consider if this amount aligns with your budget.

Deductible amount required before coverage applies.

Acko Emergency Room Coverage

Is emergency room coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

Covers emergency medical treatment, which can be quite costly abroad, especially in countries with high healthcare expenses.

Indicates if ER visits are included in the coverage.

Acko Hospitalization Coverage

Is hospitalization covered?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

This covers hospital stays, so you’re not left with exorbitant bills in case of a serious injury or illness while traveling.

States whether inpatient hospital stays are covered.

Acko Outpatient Treatment Coverage

Is outpatient treatment covered?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

Covers medical treatment you receive without being admitted to a hospital, such as doctor visits or outpatient surgery.

Covers clinic visits and non-hospital medical care.

Trip Cancellation & Interruption ¹²

Acko Trip Cancellation Maximum Amount

What is the trip cancellation maximum amount?

87 Acko 0 Votes $221 to $56000

0 Travel Insurance in this range $10000

Acko

This amount is based on your total trip costs, ensuring you can get compensation for significant expenses.

Maximum reimbursable amount for trip cancellation.

Acko Trip Interruption Maximum Amount

What is the trip interruption maximum amount?

97 Acko 0 Votes $55800

1 Travel Insurance in this range $5000

Acko

Covers a substantial amount in case you have to cut your trip short due to a covered reason.

Maximum reimbursable benefit for interrupted trips.

Acko Cancel For Any Reason

Is Cancel For Any Reason available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Acko

Offers flexibility by allowing you to cancel for reasons outside the usual covered circumstances, though the reimbursement may be partial.

Shows whether optional CFAR is available.

Acko CFAR Coverage Percentage

What is the CFAR coverage percentage?

100 % 0Votes

65 % (Average)

Acko

Full reimbursement if you cancel for any reason, which is highly beneficial for added flexibility.

Percentage of trip cost refunded under CFAR.

Acko Covered Cancellation Reasons Count

How many cancellation reasons are covered?

8 Acko 0 Votes 3

1 Travel Insurance in this range 5

Acko

Includes common reasons like illness, injury, and unforeseen events, giving you broad protection.

Number of acceptable reasons for trip cancellation.

Acko Covered Interruption Reasons Count

How many interruption reasons are covered?

9 Acko 0 Votes 3

1 Travel Insurance in this range 5

Acko

Covers situations like illness, injury, and other unforeseen events that disrupt your travel plans.

Number of qualified reasons for interruptions.

Baggage Coverage ¹²

Acko Baggage Delay Maximum Amount

What is the baggage delay maximum amount?

37 Acko 0 Votes $553

2 Travel Insurance in this range $500

Acko

Compensation for baggage delays, ensuring you're reimbursed for necessary purchases like clothing.

Maximum reimbursement for expenses during baggage delay.

Acko Baggage Loss Maximum Amount

What is the baggage loss maximum amount?

82 Acko 0 Votes $11000

1 Travel Insurance in this range $3000

Acko

Provides coverage for the loss of baggage, which is critical for expensive or essential items you may have packed.

Maximum claimable amount for total baggage loss.

Acko Baggage Loss Per Item Limit

What is the per-item baggage loss limit?

56 Acko 0 Votes $500

2 Travel Insurance in this range $500

Acko

Covers individual high-value items in your baggage, like electronics or jewelry, up to this limit.

Maximum reimbursement per lost item.

Acko Jewelry / High-Value Item Coverage

What is the jewelry/high-value item limit?

7 Acko 0 Votes $200 to $500

2 Travel Insurance in this range $1000 to $2000

Acko

Covers high-value items like jewelry, which can often be more expensive to replace if lost or stolen.

Maximum reimbursement for jewelry or other high-value items.

Acko Checked Luggage Loss Coverage

Is checked baggage loss covered?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether checked baggage loss is covered.

Acko Carry-On Loss Coverage

Is carry-on loss covered?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether carry-on baggage loss is covered.

Travel Delay Coverage ¹⁰

Acko Travel Delay Maximum Amount Total

What is the total maximum delay benefit?

89 Acko 0 Votes $11000

1 Travel Insurance in this range $1000

Acko

Covers a large portion of expenses incurred during travel delays, from lodging to meals.

Maximum total amount payable for travel delay expenses.

Acko Travel Delay Maximum Amount Per Day

What is the maximum daily travel delay benefit?

43 Acko 0 Votes $110

3 Travel Insurance in this range $200

Acko

Covers a daily maximum for travel delay-related expenses, such as food and accommodation.

Maximum daily reimbursement during an eligible travel delay.

Acko Travel Delay Minimum Hours

What is the minimum travel delay in hours?

4 hours 0Votes

8.56 hours (Average)

Minimum number of delay hours required before coverage applies.

Acko Delay Reason Coverage Count

How many delay reasons are covered?

21 Acko 0 Votes 3

2 Travel Insurance in this range 5

Total number of approved delay reasons covered by the policy.

Acko Airline Strike Delay Coverage

Is delay due to airline strike covered?

Yes 0Votes Acko

Yes Travel Insurance in this range

Covers delays caused by airline staff strikes.

Emergency Assistance & Services ¹⁰

Acko Emergency Medical Evacuation Amount

What is the emergency medical evacuation coverage amount?

7 Acko 0 Votes $110 to $55000

3 Travel Insurance in this range $500000 to $1000000

Acko

This provides ample coverage for urgent medical transport, which can be very expensive in remote areas or during emergencies.

Maximum coverage amount for emergency medical evacuation.

Acko Emergency Repatriation Amount

What is the repatriation coverage amount?

7 Acko 0 Votes $110 to $55000

2 Travel Insurance in this range $100000 to $1000000

Acko

Covers the cost of transporting remains back to your home country, a crucial aspect of travel insurance for peace of mind.

Maximum coverage amount for emergency repatriation of the traveler.

Acko Security Evacuation Coverage

Is security evacuation coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Covers evacuation due to security threats.

Acko Political Evacuation Coverage

Is political evacuation coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Covers evacuation due to political unrest or instability.

Acko Natural Disaster Evacuation Coverage

Is natural disaster evacuation coverage included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Covers evacuation during natural disasters.

Acko Travel Concierge Services

Are concierge travel services available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether concierge travel services are available.

Policy Conditions & Eligibility ¹²

Acko Trip Booking Time Requirement

How many days in advance must the trip be booked?

1 days 0Votes

10.58 days (Average)

Number of days the trip must be booked in advance for eligibility.

Acko Coverage Purchase Time Limit Before Departure

What is the purchase time limit before departure?

1 days 0Votes

7.76 days (Average)

Maximum number of days before departure to buy the policy.

Acko Residency Eligibility

Is specific residency required for eligibility?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether the policy requires specific residency to qualify.

Acko Citizenship Requirement

Is citizenship required to purchase the policy?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether citizenship is required for eligibility.

Acko Coverage for Non-U.S. Residents

Is coverage available for non-U.S. residents?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether non-U.S. residents can purchase coverage.

Acko One-Way Trip Coverage

Is one-way trip coverage available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether one-way trips are eligible for coverage.

Exclusions & Limitations ¹²

Acko Pre-Existing Condition

Is there an exclusion for pre-existing conditions?

Yes 0Votes Acko

Yes Travel Insurance in this range

Specifies whether coverage is excluded for pre-existing medical conditions.

Acko Mental Health

Is there an exclusion for mental health conditions?

Yes 0Votes Acko

Yes Travel Insurance in this range

Defines if coverage excludes claims related to mental health conditions.

Acko Extreme Sports

Are extreme sports activities excluded?

Yes 0Votes Acko

Yes Travel Insurance in this range

Specifies whether coverage excludes extreme sports activities.

Acko Professional Sports

Are professional sports activities excluded?

Yes 0Votes Acko

Yes Travel Insurance in this range

States if professional sports activities are excluded from coverage.

Acko War/Terrorism

Is war or terrorism coverage excluded?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether incidents arising from war or terrorism are excluded.

Claims & Support ⁸

Acko Claims Submission Method

What methods are available to submit a claim?

77 Acko 0 Votes Online, Email, Phone

4 Travel Insurance in this range Online, Email, Phone, Mail, Agent

Methods available to submit a claim.

Acko Claims Processing Time Estimate

What is the estimated claim processing time?

1 days 0Votes

18.69 days (Average)

Estimated number of days to process a claim.

Acko Support Channels

Which support channels are available

74 Acko 0 Votes Chat, Phone, Email

4 Travel Insurance in this range Chat, Phone, Email

Indicates which customer support communication channels are available for travelers, including live chat, phone hotline, and email assistance.

Acko Digital Document Upload

Is digital document upload available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether documents can be uploaded digitally.

Acko Claims Status Tracking

Is claim status tracking available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether customers can track claim status online or via app.

Acko Claims Appeal Process

Is there a claims appeal process?

Yes 0Votes Acko

Yes Travel Insurance in this range

Whether a formal claims appeal process is offered.

Optional Add-Ons ¹²

Acko Cancel For Any Reason Add-On

Is Cancel For Any Reason available as an add-on?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether CFAR (Cancel For Any Reason) add-on is available.

Acko Event Ticket Coverage Add-On

Is event ticket coverage available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Reimburses prepaid event tickets if trip disruption occurs.

Acko School Trip Coverage Add-On

Is school trip coverage available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Adds enhanced coverage for students on school-organized trips.

Acko Medical Upgrade Add-On

Is a medical coverage upgrade available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Provides higher medical coverage limits or expanded benefits.

Acko Adventure Sports Add-On

Is adventure sports coverage available as an add-on?

Yes 0Votes Acko

Yes Travel Insurance in this range

Allows coverage extension to adventure or extreme sports.

Acko Baggage Upgrade Add-On

Is baggage coverage upgrade available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Expands baggage coverage limits or item categories.

Documentation & Compliance ¹¹

Acko Certificate of Insurance Download Format

What formats are available for the insurance certificate?

87 Acko 0 Votes PDF

4 Travel Insurance in this range PDF

File formats available for downloading the certificate of insurance.

Acko Policy Certificate

Is a policy certificate provided?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether a formal policy certificate is issued.

Acko Coverage Confirmation Email Delivery

Is coverage confirmation sent by email?

Yes 0Votes Acko

Yes Travel Insurance in this range

Shows if the policy confirmation is automatically sent by email.

Acko Hardcopy Policy Shipment

Is hardcopy policy shipment available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Specifies whether a physical printed policy can be mailed.

Acko Visa Letter Support

Is visa letter support available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Shows if the insurer provides visa-compliant letters for embassy submissions.

Acko Embassy-Required Coverage Compliance

Does the policy meet embassy coverage requirements?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates if the policy meets minimum embassy-required coverage levels.

Financial & Legal Protections ¹⁰

Acko Underwriter Name

Who is the policy underwriter?

77 Acko 0 Votes Acko General Insurance

5 Travel Insurance in this range Inter Partner Assistance S.A.

Identifies the licensed underwriting company behind the policy.

Acko Underwriter Financial Rating

What is the financial rating of the underwriter?

77 Acko 0 Votes A

6 Travel Insurance in this range A

Indicates the financial stability rating from agencies (A.M. Best, S&P, etc.).

Acko Bankruptcy Protection

Is there protection in case of insurer bankruptcy?

Yes 0Votes Acko

Yes Travel Insurance in this range

Specifies whether coverage remains valid if the insurer becomes insolvent.

Acko Policy Legal Jurisdiction

What legal jurisdiction governs this policy?

67 Acko 0 Votes India

6 Travel Insurance in this range United Kingdom

Defines the legal territory governing dispute resolution and policy enforcement.

Acko Anti-Money Laundering Compliance

Is AML compliance included?

Yes 0Votes Acko

Yes Travel Insurance in this range

Shows whether the insurer adheres to AML regulations.

Acko Fraud Protection Mechanism

Does the policy include fraud protection?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates if fraud detection or protection systems are in place.

Digital Features & Usability ¹⁰

Acko Mobile App

Is a mobile app available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Indicates whether a dedicated mobile app is available for policy access.

Acko Policy Management Dashboard

Is an online policy management dashboard provided?

Yes 0Votes Acko

Yes Travel Insurance in this range

Shows if users can manage policies via an online dashboard.

Acko Offline Access to Policy Documents

Is offline access to policy documents available?

Yes 0Votes Acko

Yes Travel Insurance in this range

Allows users to view policy documents without internet.

Acko Digital Claims Filing

Can claims be filed digitally?

Yes 0Votes Acko

Yes Travel Insurance in this range

Allows claims to be filed digitally instead of via paper forms.

Acko In-App Emergency Contact Button

Is there an in-app emergency contact button?

Yes 0Votes Acko

Yes Travel Insurance in this range

Includes a one-tap emergency assistance button in the mobile app.

Acko Real-Time Travel Alerts

Are real-time travel alerts provided?

Yes 0Votes Acko

Yes Travel Insurance in this range

Provides live travel advisories and disruption alerts.

Surveys

Because hot takes deserve votes.

Acko Coverage Options

How would you rate the coverage options offered by this travel insurance?

Extensive coverage — Covers almost all types of travel-related incidents 0Votes

Very good coverage — Covers most common travel issues, with a few exceptions 0Votes

Good coverage — Covers essential travel incidents, with limited exclusions 0Votes

Basic coverage — Covers only the most basic travel incidents, like trip cancellations 0Votes

Minimal coverage — Only covers the bare minimum, with many exclusions 0Votes

Acko Ease of Claim Process

How would you rate the ease of filing a claim with this travel insurance?

Very easy — Claims are processed quickly and with minimal effort required 0Votes

Easy — Simple claims process with good guidance 0Votes

Average — Claims process is straightforward but requires some effort 0Votes

Difficult — Complicated claims process with unclear instructions 0Votes

Very difficult — Hard to navigate and requires extensive paperwork 0Votes

Acko Customer Support

How would you rate the customer support experience for this travel insurance?

Excellent — Available 24/7 with knowledgeable and friendly agents 0Votes

Good — Helpful support with quick response times 0Votes

Average — Adequate support, though response times may be slow 0Votes

Below average — Limited support hours with slow response times 0Votes

Poor — Unhelpful and hard to reach support staff 0Votes

Acko Price-to-Coverage Ratio

How would you rate the value for money for this travel insurance, considering the coverage it offers?

Great value for money — Coverage is extensive and reasonably priced 0Votes

Pretty good price — Fair pricing for the coverage offered 0Votes

Fair deal — Reasonably priced with a balanced level of coverage 0Votes

Kinda pricey — More expensive than expected for the coverage level 0Votes

Crazy expensive — Way too expensive for the level of coverage 0Votes

Acko Flexibility of Policy

How would you rate the flexibility of this travel insurance policy in terms of customization options?

Highly flexible — Allows full customization to fit travel needs 0Votes

Flexible — Offers a variety of add-ons and options 0Votes

Moderate flexibility — Some customization options available, but limited 0Votes

Low flexibility — Few options to customize the policy 0Votes

Very low flexibility — No customization options available 0Votes

Acko Customer Satisfaction

How satisfied are you with the overall experience with this travel insurance?

Extremely satisfied — Exceeded expectations in all areas 0Votes

Very satisfied — Met most expectations, with minor issues 0Votes

Satisfied — Overall experience was good, though there were a few issues 0Votes

Unsatisfied — Did not meet expectations, with several issues 0Votes

Very unsatisfied — Fell short in multiple areas, major issues encountered 0Votes

Acko Coverage Limits

How would you rate the coverage limits of this travel insurance?

Very high limits — Offers very high coverage limits for most situations 0Votes

High limits — Provides generous coverage limits for most common incidents 0Votes

Moderate limits — Offers average coverage limits that are suitable for most travelers 0Votes

Low limits — Provides limited coverage, may not be sufficient for all situations 0Votes

Very low limits — Offers very restrictive coverage limits 0Votes

Acko Exclusions and Restrictions

How would you rate the exclusions and restrictions in this travel insurance policy?

Very few exclusions — Almost no exclusions or restrictions, very comprehensive 0Votes

Few exclusions — Only a few common exclusions, overall great coverage 0Votes

Average exclusions — Some exclusions that may affect certain situations 0Votes

Many exclusions — Numerous exclusions that can affect coverage in several areas 0Votes

Too many exclusions — Too many restrictions, leaving gaps in coverage 0Votes

Acko Policy Transparency

How would you rate the transparency of the terms and conditions in this travel insurance policy?

Very clear — All terms are explained clearly and easily understood 0Votes

Clear — Most terms are easy to understand with little jargon 0Votes

Average — Some terms are a bit confusing, but manageable 0Votes

Unclear — Many terms are vague or difficult to understand 0Votes

Very unclear — The terms and conditions are difficult to navigate and full of jargon 0Votes

Acko Easy-to-Understand Documentation

How would you rate the clarity and accessibility of the documentation provided with this travel insurance?

Very clear — All documentation is easy to read, understand, and access 0Votes

Clear — Most documents are easy to understand, with minimal jargon 0Votes

Average — Some documents are a bit unclear, but the essential information is there 0Votes

Unclear — Many documents are difficult to read or confusing 0Votes

Very unclear — Documents are hard to understand, full of technical language 0Votes

Guides ¹

Yes, we brought proof.

Articles ¹

Everything You Need to Know About Acko

acko.com

7 months ago

Reviews ⁰

The good, the bad, and the brutally honest.

Average Rating

Acko

0 / 5 0 Reviews

Discussions ⁰

Thoughts, takes, and hot debates.

Awards ⁰

Only the best made it here.

Peep the Winners

Collections ⁰

Treasures You’ve picked. No fluff, all fun.

More Travel Insurance ¹

Unlock more awesome finds.

Travel Insurance like Acko ¹

76 Points

SOVENTURE

66 Points

Fast Cover

69 Points

Oasis Insurance

72 Points

Travel Insurance Direct

74 Points

Coverwise

Acko

Highlights 151

Why is Acko better than other travel insurance ?

General Information

Coverage Types

Medical Coverage

Trip Cancellation & Interruption

Baggage Coverage

Travel Delay Coverage

Emergency Assistance & Services

Policy Conditions & Eligibility

Exclusions & Limitations

Claims & Support

Optional Add-Ons

Documentation & Compliance

Financial & Legal Protections

Digital Features & Usability

Quick Take

Acko

Specifications & Facts 155

General Information 11

Acko Age Eligibility Minimum

Acko

Acko Plan Level

Acko

Acko Minimum Trip Duration

Acko

Acko Age Eligibility Maximum

Acko

Acko Maximum Trip Duration

Acko

Acko Policy Type

Acko

Acko Coverage Region

Acko

Acko Travel Purpose

Acko

Acko Pre-Existing Condition Lookback Period

Acko

Acko Pre-Existing Condition Waiver

Acko

Acko Coverage Activation Trigger

Acko

Coverage Types 12

Acko Trip Cancellation Coverage

Acko

Acko Trip Interruption Coverage

Acko

Acko Trip Delay Coverage

Acko

Acko Missed Connection Coverage

Acko

Acko Medical Coverage

Acko

Acko Emergency Evacuation Coverage

Acko

Acko Repatriation Coverage

Acko

Acko Baggage Loss Coverage

Acko

Acko Baggage Delay Coverage

Acko

Acko Passport/Document Replacement Coverage

Acko

Acko Personal Liability Coverage

Acko

Acko Rental Car Damage Coverage

Acko

Medical Coverage 13

Acko Medical Coverage Extension After Trip

Acko

Acko Medical Expense Coverage Amount

Acko

Acko Medical Deductible Amount

Acko

Acko Emergency Room Coverage

Acko

Acko Hospitalization Coverage

Acko

Acko Outpatient Treatment Coverage

Acko

Highlights ¹⁵¹

Specifications & Facts ¹⁵⁵

General Information ¹¹

Coverage Types ¹²

Medical Coverage ¹³

Trip Cancellation & Interruption ¹²

Baggage Coverage ¹²

Travel Delay Coverage ¹⁰

Emergency Assistance & Services ¹⁰